Insurance & premiums - Ducati 959 Panigale Forum
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post #1 of 41 (permalink) Old 03-23-2016, 10:24 AM Thread Starter
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Insurance & premiums

Discussion about Insurance companies, coverage and premiums. Share your experiences and findings.

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post #2 of 41 (permalink) Old 03-23-2016, 12:42 PM
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Foremost Insurance (covers track days)

250, 500, 250

1000 deductible

uninsured Motorist Coverage

2484/yr, 207/monthly

Age 31, Bay Area CA.
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post #3 of 41 (permalink) Old 03-23-2016, 02:52 PM
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29 m
I just switched to statefarm and they are soooo much cheaper than anywhere else ive been.
I did have to switch my truck and house insurance for the extra discounts, and I pay a bit more on the truck than i did with allstate but
on the 959 with 100/300 and deductibles 1000comp 1000 collision
its $644.40 annually! allstate quoted me at 4k for the same coverage

i have basic liability on an R3 and its 85.04 yearly... not sure what they are doing over there but ill take it.
highly recommend getting a quote from them.
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post #4 of 41 (permalink) Old 03-23-2016, 03:30 PM
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Do you guys think you'll go to the track frequently enough to get annual track insurance? I'm not certain i would be going every month, mostly because of the winter months but also because I just don't think I'd go quite that often. A few months in the summer seem sufficient.
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post #5 of 41 (permalink) Old 03-23-2016, 04:01 PM
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Quote:
Originally Posted by yamaduc View Post
29 m
I just switched to statefarm and they are soooo much cheaper than anywhere else ive been.
I did have to switch my truck and house insurance for the extra discounts, and I pay a bit more on the truck than i did with allstate but
on the 959 with 100/300 and deductibles 1000comp 1000 collision
its $644.40 annually! allstate quoted me at 4k for the same coverage

i have basic liability on an R3 and its 85.04 yearly... not sure what they are doing over there but ill take it.
highly recommend getting a quote from them.
I had McGraw for years and they ****** me over on my good rider discount so I dropped them and went to state farm. I have all my Insurance under them now so my rates are good. I would give them a call and get a quote from your local agent of you are having trouble finding something in your budget.
I pay about 830 for 6 months with full coverage a d 500 deductible.
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post #6 of 41 (permalink) Old 03-23-2016, 04:12 PM
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In the Midwest Geico is by far the cheapest I've found for motorcycles. Although, I was a little shocked at how much more the 959 is than my 1199.

2016 Panigale 959
2012 Panigale 1199 (Track Only)
2001 Monster S4
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post #7 of 41 (permalink) Old 03-23-2016, 10:38 PM
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State Farm has given the best quotes so far, even less than Geico, without any multi car policy.

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post #8 of 41 (permalink) Old 03-23-2016, 11:13 PM
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State Farm all the way. Progressive quoted me $4000/yr. I'm 42, zero claim history, part time driver (I travel 1/2 the month) with good credit. Progressive basically only wants to insure cruisers. I moved my car and bike to State Farm. They are about $1600/yr on the bike.

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post #9 of 41 (permalink) Old 03-23-2016, 11:18 PM
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I don't have the bike yet, but I just got a prelim quote from Geico - I have 2 cars with them - for $54.79 a month
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post #10 of 41 (permalink) Old 03-23-2016, 11:23 PM
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I used to have geico on my truck and Kawasaki sport touring bike. But when I got my 959, state farm was massively cheaper.

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