Agreed, wear all gear all the time. I crashed turning into my drive way years ago when a squirrel jumped out of the shrubs; I freaked out and grabbed a handful of front brake and tucked the front end....boom. Over $800 damage to the fairings and levers, bar ends etc. but not a scratch on me due to full protective gear.
That's a freak accident but I guess that's why they call them accidents and not intentionals, you never know when or where they will happen.
Style is subjective but I think a set of perforated black leathers would go well with that white 959, maybe a two piece suit so you can take the jacket off when you pull over at Starbucks for a $9 cappuccino. Take your wife shopping with you, it sounds like she has styling sense and the credit card bill won't be so much of a shock..